It does much more than that and can almost replace your bank. The KOHO app is not your typical budgeting app. Access a portion of your paycheque a few days early.Joint accounts and is a great budget app for couples.Directly pay your bills and receive payments, e.g.You can set savings goals (both personal and joint), and the app shows you how to reach them.1.20% interest rate earned on your entire balance.0.50% to 2% cash back on all your purchases.Roundup feature that automatically saves your spare change.Effortless budgeting with real-time insights into your spending (daily, weekly, and monthly) and savings.The KOHO app and card offer the following benefits: It is free and available on iPhone and Android. KOHO is a reloadable prepaid card and app that functions as a prepaid spending card, money-saving app, and is a budgeting tool. Worried about the security of your account? Mint uses the same 128-bit SSL encryption that banks use. It supports all the major banks in Canada. The Mint app makes budget creation a breeze and will send you alerts about unusual charges and upcoming bills. The app gives you a platform to view all your financial accounts in one place so you can automatically track your spending and set saving goals. Mint is the most popular free budgeting app with more than 20 million users. These free budgeting apps meet your basic budget needs and are available on the Apple Store and Google Play.
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